I mean, I approached the phone to the POS terminal and read the data from the smartphone via NFC.The Near Field Communication option (NFC) must be activated in order to communicate with the POS terminal and carry out the transaction.
The transaction is safer, because the bank card is not used directly.Google explains that it works like this:
“Google Pay does not send traders the real numbers of their customer card when paying in stores; on the other hand, Google Pay facilitates a process called Tokenization, in which a token represents the real numbers of the credit and debit card.“
Based on your bank card, Google issues a "virtual account number", say a virtual card from which payments are made.
I installed the Google Pay application on the smartphone, a few minutes after reading the news, on September 8.I noticed that there are concerns on this topic and I said to try to come up with details about this payment mode.
I had the card saved in Google so did not ask me for additional data.If you do not have a card already saved in your Google account, it will probably ask you a lot of information.Card data, address, just like at the bank.
The Google account in which I saved the card does not coincide with the name on the card, with my name, and I needed to call the bank to explain what I want to do, from which device.
They gave me access on the next day, on September 9, when I made the first payment at a grocery store, worth 10.49 lei.To avoid any problems I also had cash on me.But it wasn't the case, it went perfectly.
I made another payment, on September 10, this time I bought paper for the printer from a bookstore, a payment of 23 lei.
Banks registered in Google Pay are found in the application;You enter the Participating Banks section and will take you to Google's support website, in the Google Pay Help section.There is the list of countries and you will have to descend (scroll down) until Romania and click on it.Here will appear the list of banks and cards compatible for contactless payments.
Or you can read here if you don't have the application.
The Google table with banks and compatible cards in Romania, for POS payment.